Monday, September 9, 2013
Lender Credits are one of the hidden treasures of a mortgage broker. A lender credit is when the lender gives the borrower a credit to cover a portion or all of their closing costs. You can get lender credits on all types of loans. It is accomplished by the lender offering a slightly higher interest rate, which results in more money coming back to the broker. The broker then turns around and gives the buyer the extra money to help them purchase the home.
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